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There’s cash, there’s plastic...and then there’s Affirm.

The Affirm app lets you shop stress-free at any store and make payments over time—with no late fees, penalties, or hidden costs of any kind. Using the app is easy: Find your favorite store, fill your cart, then choose the payment plan you like best. Complete your purchase online or at a physical store with Apple Pay or Google Pay. Checking your eligibility only takes a moment and won’t affect your credit score.


• Buy now and pay over time at almost any store
• Get exclusive offers as low as 0% APR
• Manage your account and make payments


We’re here to help you say yes to more of the things you love, while staying true to your financially responsible self. That’s why we’ll never charge you late fees, penalties, or hidden costs of any kind.

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